Free Canadian financial calculators

Make your money
make sense.

Plan your investments, retirement, savings and monthly income with clear, easy-to-use calculators. Built for Canadians. No sign-up required.

πŸ‡¨πŸ‡¦ Canadian dollars Β· Mobile friendly Β· Private calculations in your browser

Featured calculator

What could your savings become?

Start with $10,000 Β· Add $300 monthly Β· 6% annual return Β· 20 years
$171,714

Illustrative growth only. Markets fluctuate.

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Tools for every financial goal

Explore 20 free calculators

Choose a category or search for the calculation you need.

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Compound Interest

Project how savings can grow with regular deposits.

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TFSA Growth

Model tax-free investment growth (not contribution room).

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RRSP Growth

Estimate long-term RRSP account growth before withdrawal taxes.

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FHSA Savings Growth

Project FHSA investment value; confirm eligibility and contribution limits separately.

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Retirement Savings

Estimate retirement nest egg from contributions.

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Retirement Withdrawals

Simulate withdrawals and remaining investment balances.

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Portfolio Longevity

Estimate how long a portfolio may last with fixed withdrawals.

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Dividend Income

Estimate cash distributions from a portfolio yield.

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Monthly Investment Income

Convert annual yield to monthly cash flow.

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Required Portfolio Yield

Estimate the yield needed for an income target.

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Investment Needed

Estimate principal required for a target monthly income.

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Dividend Reinvestment Growth

Model reinvested distributions using a total-return assumption.

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Inflation Calculator

See the future cost of today’s expenses.

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Purchasing Power

Estimate future buying power of a fixed amount.

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Mortgage Payment

Estimate Canadian mortgage payments with semi-annual compounding.

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Mortgage Budget

Estimate mortgage principal from an affordable payment.

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Debt Payoff

Estimate payoff time and interest for a fixed payment.

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Savings Goal

Estimate monthly savings needed to reach a target.

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Investment Fee Impact

Compare investment growth under different annual fees.

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Capital Gains Estimate

Calculate nominal gain and an illustrative taxable portion; not tax owing.

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Plan with clarity, not guesswork

Our calculators run directly in your browser and use assumptions you can adjust. Investment returns, yields, inflation, and borrowing rates are not guaranteed. Registered account growth calculators do not determine your legal contribution room or personal tax liability.

For TFSA contribution room, confirm eligibility and transactions using your own records and the CRA guidance.